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ANEX 3 或 4 但 只用 BBP and BonVoy biz，

Chase 7 或 8 use them only for their category bonueses or when there are Chase Offers, except CSP the rest are all zero AF with good benefits.   4 of them are UR cards, the rest are mileage / hotel point cards.

CapOne 1，非常古老的, 从 Ancient Venture卡 was still a Mastercard, more than 10 years ago?  降级到这个 zero AF 版本。Used once a year to keep it active.