人类文明的传承全都是靠文字，你不读文字我没办法。

https://www.vpia.com/frequently-asked-questions/

Common application questions:

Applicant’s Interest: If you select that the applicant’s interest is Tenant, the application will continue for a tenant’s contents policy. If you select the applicant’s interest is Absentee Owner, the application will continue for a landlord-type policy with options for dwelling coverage as well as contents. Non-owner occupied dwellings do not qualify for liability coverage.