好像没你说的这么肯定。楼主这么慌，肯定是在Equitable Distribution States

各种变数均存在，就看双方的律师如何发力了

Equitable Distribution States

Most states follow equitable distribution law. When a couple divorces, marital property is divided in an equitable or fair way. Note that fair doesn't always mean equal. How property received as a gift or inheritance is treated in divorce varies by state law.

Depending on state law and the facts of your case, a gift or inheritance may be treated in these ways:

The recipient spouse keeps it as his or her separate property, with no impact on dividing marital property
The gift or inherited property is a spouse's separate property, and its value is a factor in dividing marital property

It's also possible that property received as gifts or through someone's will is marital property.

family-law.lawyers.com/divorce/divorce-and-property-division-gifts-and-inheritances.html