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Based on recent surveys and economic data, a significant portion of the U.S. population operates on a monthly income or budget of less than $2,000, particularly among seniors and specific income groups. 

Key Findings on Population Living on <$2,000/Monthly 

• Seniors: A 2025 survey indicated that 57% of seniors live on less than $2,000 per month.
• Retirement Planning: Roughly 60% of Americans plan to spend $2,000 or less monthly in retirement (29% plan for less than $1,500, and another 29% for $1,500–$2,000).
• Low Income/Single Filers: Approximately 3 out of every 10 single tax filers in the U.S. live on less than $1,000 a month.
• General Population & Savings: While not directly measuring income, 59% of Americans in 2025 cannot cover a $1,000 emergency expense.
• Income Quintiles: In 2024, the lowest 20% of consumer units (roughly 27 million households) had an annual income below $29,932, which averages to less than $2,500 per month, suggesting a significant portion falls below the $2,000 threshold. 

Contextual Data

• Poverty Thresholds (2021): The official poverty threshold was roughly $13,788 for an individual annually, which is about $1,149 per month.
• Cost of Living: In some U.S. cities, such as Eagle Pass, Texas, or certain locations in the Midwest, it is possible to maintain a budget of less than $2,000 per month, with, for example, a retiree's cost of living in some areas being reported as low as $995–$1,248 per month.
• Emergency Funds: 1 in 3 Americans have no emergency savings, and 50% of adults have $500 or less in savings