2025 HMO vs PPO vs HDHP大约； 2026可能增加9%

• HDHP family premium ~ US $25,000-26,000

• PPO family premium ~ US $27,000-28,000

• HMO family premium possibly ~ US $24,000-25,000

?the employee share ~ 21–25 %

https://www.reuters.com/legal/litigation/us-health-insurance-premiums-rose-27000-families-2025-2025-10-22/?utm_source=chatgpt.com

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