如果半数存款超过25万美元的储户把钱提出来，186 家美国银行将破产，且有保险的储户的钱也要受损失。

https://www.businesstoday.in/amp/industry/banks/story/186-us-banks-at-risk-of-failure-similar-to-silicon-valley-bank-says-research-heres-why-373895-2023-03-18

186 US banks at risk of failure similar to Silicon Valley Bank, says research; here's why

The study also examined the proportion of banks' funding that comes from uninsured depositors with accounts worth over $250,000.