SVB的存款能拿回多少-官方答复

By the end of 2022, SVB amassed over $175 billion in deposits and $209 billion in total assets, Bloomberg reported. The bank stockpiled bonds and Treasuries that shed value when the Federal Reserve began jacking up interest rates.

1.总体来说，资产状况良好，主要被国债拖累， 所以资产超过总存款，资产能原价拍卖的话，存款一分钱不会少。

2. 25万以下100%， 但是93%的储户超过25万，星期一，也就是明天，可以动用30-50%， 给公司发放工资，支付vendor用

SCOOP: Bankers with knowledge of the SVB situation say depositors in the bank are being told they will receive 30% to 50% of their money Monday and most of the rest over time if there is no solution ie complete @FDICgovcoverage or sale. We should know what's going down today

3.对冲基金现在就开出60-80%的打折价格买在SVB的存款， 所以最大损失是40%

 

March 11 (Reuters) - Hedge funds are offering to buy startup deposits stranded at Silicon Valley Bank (SVB) for as little as 60 cents on the dollar, Semafor reported on Saturday, citing people familiar with the matter.

Bids range from 60 to 80 cents on the dollar, the report said adding that the range reflects expectations for how much of the uninsured deposits will be eventually recovered once the bank's assets are sold or wound down.

所有跟帖： 

• 所以最好的结果就是100%存款都拿回来，因为资产超过债务 -道法自然2023- ♂ (0 bytes) () 03/12/2023 postreply 13:27:17

• 如果折价40%,那么除了fed出手，怎么可能100%呢？ -cn_abcd- ♂ (0 bytes) () 03/12/2023 postreply 13:43:31

• 一个1000万储户的要拿100万付工资怎么办？ -huntridge- ♂ (0 bytes) () 03/12/2023 postreply 13:29:07

• 100%不会有问题，星期一可以动用300-500万了。（30-50%） -道法自然2023- ♂ (0 bytes) () 03/12/2023 postreply 13:31:37

• 30%-50%应该是指保险覆盖的存款吧？ -cn_abcd- ♂ (0 bytes) () 03/12/2023 postreply 13:42:33

• 说的很清楚，FOR UNINSURED DEPOSIT, 星期一可以先动用30-50% -道法自然2023- ♂ (0 bytes) () 03/12/2023 postreply 13:45:40

• 国债跌怎么可能亏20多亿。SVB大亏的是其给初创公司的贷款和持有的初创公司股票MARK TO MARK估价价值 -8.Jie- ♀ (0 bytes) () 03/12/2023 postreply 13:32:51

• SV B在2021/22年买的低息的国债太多了，现在卖都有大的折扣。 -dakinglaile- ♂ (0 bytes) () 03/12/2023 postreply 13:35:10

• 就算亏20多亿， 1600亿存款，不过1.2% -道法自然2023- ♂ (0 bytes) () 03/12/2023 postreply 13:42:01