anything about 家庭理财 or financial product

I stay away from anything anything about 家庭理财 or financial products, or insurance. I know they are all tricks. Once a friend kept asking me to joining in. I broke up with that friend.

Even somebody says they will give me $1000 free to attend a lecture, I won't go. I know all these are tricks. I never trust a trace of them. It is a waste of life to do anything associated with them.