美国老人到了６５ 拿了Medicare 个人开支还是蛮大的 .长期住院住不起

来源: 于 2014-04-01 08:54:19 [旧帖] [给我悄悄话] 本文已被阅读：次
2014 Costs at a Glance
Part B premium Most people pay $104.90 each month.
Part B deductible $147 per year
Part A premium Most people don't pay a monthly premium for Part A. If you buy Part A, you'll pay up to $426 each month.
Part A hospital inpatient deductible

 You pay: 

  • $1,216 deductible for each benefit period
  • Days 1-60: $0 coinsurance for each benefit period
  • Days 61-90: $304 coinsurance per day of each benefit period
  • Days 91 and beyond: $608 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
  • Beyond lifetime reserve days: all costs

 Detailed Medicare cost information for 2014