喜欢玩Off-road也应该小心查一查，有些保险是不cover的

https://offroadmanual.com/car-insurance-for-off-roading/

 

n the U.S., most auto insurance policies only cover “normal usage” of road-legal vehicles, which means driving on the highway. 

https://jackstoneinsurance.com/blog/will-my-auto-insurance-policy-cover-off-road-driving/