回复：新手新车保险贵是因为贷款方要求你买全险，如果不贷款跟旧车没差别。当然不买全险

No, it's very expensive in Ontario. I would like to get an old Charger(2007), but the quote is 280 bucks a month.
If buying a brand new, need to get financing. 

For this Impala LS(no financing), my quote is 193 bucks still if full coverage. Liability only is 160.