关于车险

要换保险了，找了一家报价如下，请大家帮助参某一下，
Bodily injury liability: $100000 each person/$300000each accident $182
Property damage liability: $ 50000 each accident $13
Uninsured motorists: $100000each person/$30000each accident $37
Comprehensive: $500deductible $20
Collision: $500deductible $112
Car renta:l $25 a day/$750 maximum $19
Auto death indemnity 1 at $10000 $3
我原来的保险有这两项：
Uninsured motorists PD: $15000 each accident/$250 deductible
Underinsured motorists: $100000each person/$300000each accident
新的没有，不知为何？

Thanks a lot!