回复：谁来帮帮我?

I will tell you my story.
my auto insurance is full coverage, rental is $25/day, $750 max.
10 天前(10/21/2007), 我家的车被人撞了. 对方的错. 没有争议.no 警察.

my insurance company made appointment for damage estimate and rent a car for me.

my保险公司检查car后定为total loss, $6000plus tax $300.
but i want to buy back my car because i know my car is driveable. and repair cost much higher than the total value.

this is usual way to solve this kind of accident.
so i pay $1200 and get my car back.
finally i got a check of $4600(6000+300-1200-500(collision deductible))

i do understand why you was charged by salvage $1922,
is your auto insurance liability( not full coverage)?
or you bought this car, which was listed as a totalled or salvage ?
at that time you pay under marketing price to buy this car so this time the auto insurance just pay the salvage value.

if i am wrongly understanding your situation, i am sooory,