See my answer.

Sorry can not write English now.

1. 03年夫妻收入10万不到，如何贷款买第一套50万的房子的？收入10万不到，要积蓄多少年才能付得起首付？
In 2003, it was easier to get mortgage than today. 0 downpay, no income check became popular. Besides, parents and relatives are the source for loan too.


2. 35万年薪，去掉税，养4个人，请保姆带孩子，即便有几个房子的房租收入，扣除一套或几套房子的地产税和零零星星的修补，所剩无几，怎么买后面的房子的呢？
When the total asset reaches 7M and annual income is over 35万, there are much more options to purchase. When you get to this level you will know. When you are not in this level, it is useless even if you know.

所有跟帖： 

• 1. 你是湾区MM吗？ -加州阳光123- ♀ (339 bytes) () 01/28/2015 postreply 14:34:33

• 你说的对极了，不要只看表面，要看本质。湾区MM投资的本质不在她提供的数字上。 -云起千百度- ♀ (350 bytes) () 01/28/2015 postreply 15:33:02

• exactly! -njrookie- ♂ (127 bytes) () 01/28/2015 postreply 17:29:32

• Statement/数据背后都要有支持，举个极端的例子，某个富/官二代来到投坛， -加州阳光123- ♀ (1316 bytes) () 01/28/2015 postreply 18:44:52

• 没看过厂，价格根本不在考虑之列。不回答我就不用评估，就pass过去, 又不是没它不行。 -云起千百度- ♀ (0 bytes) () 01/28/2015 postreply 19:19:55

• 白天没时间，晚上做做功课 -加州阳光123- ♀ (1042 bytes) () 01/28/2015 postreply 20:17:40

• 妹妹，看好你认真的精神。要是湾区MM打S也不说，怎么办？ -云起千百度- ♀ (0 bytes) () 01/28/2015 postreply 20:22:48