1.5 mil 20 yrs later is not the same as 1.5 mil today.

回答: 什么时候退休?818nr2014-09-03 10:57:08

It's simpler to think in terms of "today's money".150k 20 yrs later is not the same as 150k today, maybe it's only worth half in today's money. So what you are really saying is in your retirement you only need half of the salary of 45 yrs old. Then it's doable.

Otherwise, you need other sources like you mentioned above.

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Safe, inflation-adjusted return is about 1%/yr--if you are lucky -career- 给 career 发送悄悄话 (2 bytes) () 09/03/2014 postreply 16:32:01

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