1.5 mil 20 yrs later is not the same as 1.5 mil today.

It's simpler to think in terms of "today's money".150k 20 yrs later is not the same as 150k today, maybe it's only worth half in today's money. So what you are really saying is in your retirement you only need half of the salary of 45 yrs old. Then it's doable.

Otherwise, you need other sources like you mentioned above.

所有跟帖： 

• Safe, inflation-adjusted return is about 1%/yr--if you are lucky -career- ♂ (2 bytes) () 09/03/2014 postreply 16:32:01