另外,你的Asset Allocation今年也许表现不佳,但从长远看可能更有潜力。
所以看401的回报还要因人而异。不要因为今年的回报不好就忙着调整。只要你的Asset Allocation比较合理就没必要泄气。401计划比的是长力,不是一时的得失。
我认为要避免单纯追逐回报,比如今年Emerging and Foreign markt回报好,你就加大明年在这上的投资比例。结果往往适得其反。
• "401计划比的是长力,不是一时的得失" - Exactly. True for all investments. -老周- ♂ (0 bytes) () 12/27/2007 postreply 17:04:36
• but still, we need to know how performances of the funds, -bEsc- ♀ (37 bytes) () 12/27/2007 postreply 21:24:59
• 有道理。像俺们公司的DODGE COX STOCK FUND,今年鸡毛鸭血 -抛玉引砖- ♂ (60 bytes) () 12/27/2007 postreply 17:28:05
• 很对,娱乐意义大于实际意义。 -bayfamily- ♂ (26 bytes) () 12/27/2007 postreply 17:37:40
• Indeed. I hope people don't get mislead. -JR98- ♂ (403 bytes) () 12/27/2007 postreply 17:44:25
• You can--there are softwares available. -A-mao- ♂ (385 bytes) () 12/27/2007 postreply 17:57:00
• You are right. Good luck my friend. -JR98- ♂ (104 bytes) () 12/27/2007 postreply 18:35:28
• She is admitted n our state university, -A-mao- ♂ (445 bytes) () 12/27/2007 postreply 18:45:10
• Best wishes to you and your kitty. -JR98- ♂ (54 bytes) () 12/27/2007 postreply 18:51:00
• Thanks a lot! -A-mao- ♂ (0 bytes) () 12/28/2007 postreply 05:32:54
• 恭喜一下,阿毛自由了 -BayFamily- ♂ (0 bytes) () 12/27/2007 postreply 22:15:02
• Hopefully, she can file tax return for me after college graduati -A-mao- ♂ (0 bytes) () 12/28/2007 postreply 05:33:39