More Qs on understanding credit report, thanks!

来源: 小心翼翼的小地主 2012-12-10 11:19:15 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (271 bytes)
Will collection, court adjustment, bankrupt records be shown on credit report? If there is no such record, does that mean he is clear on those fields? I just noticed he only has $213 past due but with ~$3000 in total in two credit card account, I am a little confused.

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他的大笔信用卡的拖欠是花在什么地方?这点钱就把信用分拉到490? -SunshineInCA- 给 SunshineInCA 发送悄悄话 (258 bytes) () 12/10/2012 postreply 11:23:27

Will those be shown on the report? -小心翼翼的小地主- 给 小心翼翼的小地主 发送悄悄话 小心翼翼的小地主 的博客首页 (49 bytes) () 12/10/2012 postreply 11:29:37

就按凌长老说的办,没错。别纠结这些细节了。 -SunshineInCA- 给 SunshineInCA 发送悄悄话 (0 bytes) () 12/10/2012 postreply 11:56:58

凌长老的50%-50%风险。有的特烂租不到房的就会这样。额有过这样的。第2个月就逃租赶人花一个月加破坏持平。 -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 12/10/2012 postreply 12:10:23

是的!credit这么低的,没有credit的都不能碰。烂人作假都是行家。 -kozy- 给 kozy 发送悄悄话 (0 bytes) () 12/10/2012 postreply 12:59:15

Why his brother sign the lease? How is the brother's credit? -soundofsilence- 给 soundofsilence 发送悄悄话 (0 bytes) () 12/10/2012 postreply 12:21:06

He will share the apartment with his brother. -小心翼翼的小地主- 给 小心翼翼的小地主 发送悄悄话 小心翼翼的小地主 的博客首页 (387 bytes) () 12/10/2012 postreply 12:41:07

What happened to his own address? Sounds quite fishy. How old is -soundofsilence- 给 soundofsilence 发送悄悄话 (0 bytes) () 12/10/2012 postreply 14:33:14

citicredit.net十几块那种就有这些和被驱报告(只限此州)。犯罪纪录要另花钱。。。 -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 12/10/2012 postreply 11:23:46

collection会show,没有resolve的bankruptcy也会show。 -kozy- 给 kozy 发送悄悄话 (271 bytes) () 12/10/2012 postreply 11:40:05

They say they paid rent up to date . -小心翼翼的小地主- 给 小心翼翼的小地主 发送悄悄话 小心翼翼的小地主 的博客首页 (0 bytes) () 12/10/2012 postreply 12:46:44

I haven't confirmed, but I guess his brother keeps good record s -小心翼翼的小地主- 给 小心翼翼的小地主 发送悄悄话 小心翼翼的小地主 的博客首页 (0 bytes) () 12/10/2012 postreply 12:48:12

他说什么都不算。一切要paper confirm。check eviction record,同样last name的都chec -kozy- 给 kozy 发送悄悄话 (0 bytes) () 12/10/2012 postreply 12:57:51

回复:I haven't confirmed, but I guess his brother keeps good recor --企鹅-- 给 -企鹅- 发送悄悄话 -企鹅- 的博客首页 (47 bytes) () 12/10/2012 postreply 13:03:32

co:宁愿空置不要租给不sure的人 --企鹅-- 给 -企鹅- 发送悄悄话 -企鹅- 的博客首页 (0 bytes) () 12/10/2012 postreply 13:01:11

collection, court adjustment, -soundofsilence- 给 soundofsilence 发送悄悄话 (208 bytes) () 12/10/2012 postreply 12:19:12

Very bad score under 500 -小心翼翼的小地主- 给 小心翼翼的小地主 发送悄悄话 小心翼翼的小地主 的博客首页 (103 bytes) () 12/10/2012 postreply 12:44:14

If he closed out the card recently, -soundofsilence- 给 soundofsilence 发送悄悄话 (218 bytes) () 12/10/2012 postreply 12:46:34

Ic, thank! how can I fi d if he's already file bankrupt -小心翼翼的小地主- 给 小心翼翼的小地主 发送悄悄话 小心翼翼的小地主 的博客首页 (182 bytes) () 12/10/2012 postreply 12:54:11

当心credit report被做过手脚。 -kozy- 给 kozy 发送悄悄话 (0 bytes) () 12/10/2012 postreply 13:00:11

Yeah. It puzzles me why his score is so low when he has only -soundofsilence- 给 soundofsilence 发送悄悄话 (161 bytes) () 12/10/2012 postreply 14:39:24

I don't know. You may need to check some court records. -soundofsilence- 给 soundofsilence 发送悄悄话 (231 bytes) () 12/10/2012 postreply 14:36:57

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