如果你没有deductible T-IRA, 只有 non-deductible, 只有 growth 要交税

如果你有很多401K roll over deductible IRA, then you need to ask your financial advisor or use a tool to calculate convert or not whichever is better. A lot of variables need consideration in this case: your age, the amount in IRA, etc.

roth ira 的好处是没有 minimum withdraw age (70 for t-ira), no tax on withdraw, no inheirant tax if pass to your heir.....

如果你的收入太高，不能直接买roth, 那就先买non-ddeuctible ira, then immidiately convert to roth ira. 

所有跟帖： 

• 文章里给的例子。看起来像是loophole。 -bayworker- ♂ (494 bytes) () 12/02/2012 postreply 19:04:15