haha, don't help your kids too much

否则，孩子会因此丧失觅食的能力。

享受美国退休福利？  

Don't ignore rising health costs。

A year in a nursing home averages $78,110 a year, says the Metlife Mature Markets Institute. Not including that, a 65-year-old couple today will spend $230,000 on out-of-pocket medical expenses, estimates Fidelity. 

Long-term-care insurance can be a safety net, though it's expensive (about $3,000 a year for a couple in their fifties today). 

You're a good candidate if you're a woman (longer life expectancy); have a family history of diseases like Alzheimer's, dementia, or Parkinson's; or you have assets of $250,000 to $1.5 million (less and the price is too high, more and you can self-fund). 

哈哈，不要太爽啊！

所有跟帖： 

• 美西，你的数据有点吓人 -qiaoshe- ♀ (96 bytes) () 11/30/2012 postreply 09:57:15

• 真到了那地步，也甭进那么烧钱的去处，早点完蛋算了。不如能蹦打的年纪过得好点。 -borisg- ♀ (0 bytes) () 11/30/2012 postreply 10:00:44

• 这观点俺同意。所以趁现在还能动，该吃的就吃 -qiaoshe- ♀ (30 bytes) () 11/30/2012 postreply 10:06:41

• 是啊， 有人建议，40-50岁人 -美西游子- ♀ (430 bytes) () 11/30/2012 postreply 10:08:43

• 哼哼，四五十已经没法想吃什么吃什么了。 -borisg- ♀ (0 bytes) () 11/30/2012 postreply 10:11:17

• 说说，您想吃啥？ -美西游子- ♀ (0 bytes) () 11/30/2012 postreply 10:20:10

• 先去找个盆儿等着接哈喇子。 -borisg- ♀ (0 bytes) () 11/30/2012 postreply 10:22:17

• 快说吧，别卖关子了！ -美西游子- ♀ (0 bytes) () 11/30/2012 postreply 10:28:43

• thump up for luxury for middle-aged -commonsense888- ♂ (0 bytes) () 11/30/2012 postreply 10:33:53

• 你想办法把钱都给小孩了政府就要管啊。自己付是傻子啊。交了那么多年的税 -youxi88- ♀ (75 bytes) () 11/30/2012 postreply 10:53:13

• 你以为政府是你爹娘啊？ -美西游子- ♀ (55 bytes) () 11/30/2012 postreply 10:57:33

• 你想要政府做你爹娘也行的。哈哈，要知道怎么WORK WITH THE SYSTEM. -youxi88- ♀ (0 bytes) () 11/30/2012 postreply 10:59:46

• 老年痴呆怕啥，我还管精神病人呢。哈哈，你们不管怎么样我全管。只要ASSET不要太多就行。 -youxi88- ♀ (0 bytes) () 11/30/2012 postreply 10:57:59