保险比价,哪个好?

房价大约$145,000.

Coverage Limits	Quote 1	Quote 2
A. Dwelling	$244,500.00	$150,000.00
B. Other Structure	$24,450.00
C. Personal Property	$0.00	$5,000.00
D. Fair Rental Value	$24,450.00	$15,000.00
E. Additional Living Exp		$15,000.00
L. Personal Liab, Each Occurrence	$300,000.00	$300,000.00
Property Damage		$300,000.00
M. Med Pmts, Each Person	$0.00	$1,000.00
RCD	X
RCC
ERC up to 150% A		$225,000.00
Deductible	$2,500.00	$1,000.00
Premium	$345.00	$361.00

用哪个? 请大佬点评.

所有跟帖： 

• i would take first 1 -hc29- ♀ (25 bytes) () 10/09/2012 postreply 10:33:56

• 2。不过差不多保项比额这疙瘩低太多了。这样的额这疙瘩莫5.6百不成事 -MrsKwok- ♀ (0 bytes) () 10/09/2012 postreply 10:37:28

• 老乡好，咱这疙瘩地税保税啥都贵， 羡慕他们。。。 -hypms111- ♀ (0 bytes) () 10/09/2012 postreply 11:59:35

• 多低的保费呀。在哪个州？我可能会take 2如果dwelling够重建的话。 -HappyWed- ♀ (0 bytes) () 10/09/2012 postreply 11:17:29

• If you have multiple rentals, pick #1 -beachlver- ♂ (229 bytes) () 10/09/2012 postreply 11:20:50

• 谢谢点评! 加洲. 各种折扣包括多房. -向大洋- ♂ (0 bytes) () 10/09/2012 postreply 11:33:10

• 哪个公司？我也要考虑续保单的事情了。 -HappyWed- ♀ (0 bytes) () 10/09/2012 postreply 11:44:01

• 下班发悄悄话. 班上Blocked -向大洋- ♂ (0 bytes) () 10/09/2012 postreply 12:08:04

• 这也太便宜了 -baohulu- ♂ (0 bytes) () 10/09/2012 postreply 12:02:09

• 但求点评, 不是做广告. 见谅. -向大洋- ♂ (0 bytes) () 10/09/2012 postreply 12:06:03

• 能告知那家保险公司吗？谢谢！ -enjoy888- ♀ (0 bytes) () 10/09/2012 postreply 16:30:13