HOA covers the basic. You insure only for upgrade

& personal properties such as Refrig/washer/dryer.

Do you have 40K personal property and 60K upgrade? Most condo shouldn't.

For 60K you can do a lot of upgrade (floor, cabinet, counter...)

Your appliances worths 40K? For my rental condo, I only cover 15K personal property (even though my sub-zero refrig alone worths $7k).

 

所有跟帖： 

• 非常感谢答复！那一个中等偏下装修的1340尺condo bldg property该保多少为好？ -canyonbear- ♀ (0 bytes) () 09/24/2012 postreply 12:39:28

• Deductible该怎样设置？$1000 or $2500？ -canyonbear- ♀ (0 bytes) () 09/24/2012 postreply 12:45:36