they've been here for >70 years. they should know nobody is going to take the place unless they dont have other choice. I came here a month ago and didn't realize this situation then.
if they are considerate, they shouldn't delay anything for any reason. they should know it's impossible to check a new international employee's credit in USA. i'm just thinking they just want to know someone else's privacy as much as they can.
they ask everything in the application form. i once filled in that too.