今天给了一个Short Sale的offer， Mortgage Contingency Date 应该填什么？请过来人帮忙回一

今天我给了一个Short Sale的offer， Mortgage Contingency Date 应该填什么？请过来人帮忙回一下。

带我看房的经纪人是listing agent, she told me "Mortgage Contingency Date" has to be the date 30 days from today", which means i will have to get my loan ready in 30 days from now.  She forced me to fill "Sep 21" on the contract,since today is Aug 21. 问题是银行本身就需要30-45天来approve 这个ShortSale的价钱， 我认为至少应该等到银行批了我的offer, 我再开始申请贷款， 申请贷款的过程又需要4个星期，so my understanding on "Mortgage Contingency Date" should be at least 60 days from today， 这样才是合理的。但是据listing agent的要求， 我就必须现在开始申请贷款， 即便我根本不知道银行审批的结果会是怎样。 如果银行不接受我的offer, 我岂不是白浪费了半天感情和金钱，因为要申请贷款，我就要付银子Appraisal report and Credit report 都是要花钱的。但是如果我现在不申请贷款， 我就肯定要miss the deadline, since i was given only 30 days to do it.

By the way,  i already got Pre-approval letter before i viewed the property, because the listing agent required me to have that in order for her to take me to the property.

 

请问有经验的大哥大姐，你们是怎样处理这个的？

多谢

所有跟帖： 

• 本来就是要等批了才开始贷款..30天绝对不够... -MrsKwok- ♀ (0 bytes) () 08/21/2012 postreply 18:56:08

• 对.怎么也得6个星期。 -hc29- ♀ (0 bytes) () 08/21/2012 postreply 19:05:02

• 我也是这样想的， 所以我填的是距今天75天的时间， 可是 -小独子- ♀ (405 bytes) () 08/21/2012 postreply 19:09:34

• 額當初填四十多天但可延期（肯定是銀行批准后算）， -MrsKwok- ♀ (0 bytes) () 08/21/2012 postreply 20:36:15

• 我在银行count回来后，在我的count offer里重新再写close date，要了45天. -小八腊子- ♀ (0 bytes) () 08/21/2012 postreply 22:03:39

• 45 days after written approval by bank is typical. -jjj7- ♂ (194 bytes) () 08/22/2012 postreply 05:58:15