how to invest 1M RMB?

来源: ljiazus 于 2012-04-08 19:54:42 [] [旧帖] [给我悄悄话] 本文已被阅读： 次 (677 bytes)

basic situation:

middle age couple 40+, have a house with the mortage $400K in U.S., have a very small house in Beijing (good location, very small, very expensive location), have 1M RMB in chinese bank. What should I invest in China?

Because of the working condition, we might go back and forth between Beijing and USA very frequently. The house in beijing is very small, not enough for living if the entire household go back to china. But we don't have much money (1M RMB is much less enough for buying) to buy another house in beijing. What should we do for this 1M RMB?

Thank you very much for financial experts here in advance!

 

所有跟帖： 

• eat, drunk and tourism with beautiful women! -Tianyazi- ♂ 给 Tianyazi 发送悄悄话 Tianyazi 的博客首页 (0 bytes) () 04/08/2012 postreply 20:01:21

• I am a woman, no need another woman here:) -ljiazus- ♀ 给 ljiazus 发送悄悄话 (49 bytes) () 04/08/2012 postreply 20:06:32

• wa, with handsome men! -Tianyazi- ♂ 给 Tianyazi 发送悄悄话 Tianyazi 的博客首页 (0 bytes) () 04/08/2012 postreply 20:09:16

• no, I am old, not attracted by the person's appearance:) -ljiazus- ♀ 给 ljiazus 发送悄悄话 (63 bytes) () 04/08/2012 postreply 20:12:33

• so enjoy the life and go vocations to use up the money! -Tianyazi- ♂ 给 Tianyazi 发送悄悄话 Tianyazi 的博客首页 (0 bytes) () 04/08/2012 postreply 20:13:34

• I need this money for retirement. still long way to go for the e -ljiazus- ♀ 给 ljiazus 发送悄悄话 (87 bytes) () 04/08/2012 postreply 20:14:41

• buy some mutal funds in Fidelity or vanguard, see the details. -Tianyazi- ♂ 给 Tianyazi 发送悄悄话 Tianyazi 的博客首页 (278 bytes) () 04/08/2012 postreply 20:20:06

• the money is 1M RMB, not US dollars, it is in china. -ljiazus- ♀ 给 ljiazus 发送悄悄话 (65 bytes) () 04/08/2012 postreply 20:21:37

• 要不要考虑把北京小房卖了去附近城市买？有事回北京办就是了。北美都飞来飞去了，也不差这点了。 -smile2- ♀ 给 smile2 发送悄悄话 (0 bytes) () 04/08/2012 postreply 20:23:47

• 回复：要不要考虑把北京小房卖了去附近城市买？有事回北京办就是了。北美都飞来飞去了，也不差这点了。 -Ljiazus- ♀ 给 Ljiazus 发送悄悄话 (70 bytes) () 04/08/2012 postreply 20:54:19

• 这几年，我几个朋友都是把北京的房卖了，在美国买房。 -SunshineInCA- ♀ 给 SunshineInCA 发送悄悄话 (0 bytes) () 04/08/2012 postreply 20:39:06

• don't sell your old home..if you don't have full rights on that. -sisbio- ♀ 给 sisbio 发送悄悄话 (331 bytes) () 04/08/2012 postreply 22:04:02

• 在北京租着住？ -想家了吗- ♀ 给 想家了吗 发送悄悄话 想家了吗 的博客首页 (0 bytes) () 04/09/2012 postreply 05:17:16

• 赶快买CD，3年的，或者短期高利息的，哪里去找这么好的稳定回报。 -windlight- ♀ 给 windlight 发送悄悄话 windlight 的博客首页 (0 bytes) () 04/09/2012 postreply 06:01:49

• 是6%回报率吗？现在国内存款利息很高，可是取钱时要交利息税的，据说也不少 -清晨时分- ♀ 给 清晨时分 发送悄悄话 (0 bytes) () 04/09/2012 postreply 06:10:10

• 不用交税。几年前调降利率时给取消的，现在还没恢复。 -wxc101- ♀ 给 wxc101 发送悄悄话 (0 bytes) () 04/09/2012 postreply 08:42:40

• 在哪里能买到这种短期cd？ -清晨时分- ♀ 给 清晨时分 发送悄悄话 (0 bytes) () 04/09/2012 postreply 10:08:52

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