Negotiate with both the bank and the lien holder

来源: va_landlord 于 2012-04-03 14:28:10 [档案] [博客] [旧帖] [给我悄悄话] 阅读数 : (427 bytes)

回答: 正常出售, 我出价20万, 卖方欠银行贷款20万以上. 银行同意20万出售. 但the title 由 Bob2009 于 2012-04-03 13:53:21

1. Tell the lien holder that the bank can foreclose the property. In this case, the lien hold would not get anything. Now if the lien holder agree, he can get a few thousand dollars. I successfully persuaded a lien holder to accept $5000 for a $35000 lien.

2. Tell the bank to pay the amount you agreed with the lien holder from the sales price.

Then you can still buy the property with your total price.

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• Thanks, More info here, Mostly $30k of the lien is the property -bob2009- ♂ (0 bytes) () 04/03/2012 postreply 14:33:17

• Mostly $30k of the lien is the property tax. -bob2009- ♂ (0 bytes) () 04/03/2012 postreply 14:36:45

• 地税没法商量除非first mortgage妥协或买方。但扛三万太冤了。俺刚批的短卖是 -MrsKwok- ♀ (57 bytes) () 04/03/2012 postreply 15:02:55

• Right. 地税没法商量. Let the bank pay it from sales price. -va_landlord- ♂ (0 bytes) () 04/03/2012 postreply 18:32:28

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