RE作主业,还是副业?

来源: 如大海 2012-01-12 08:42:50 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (2118 bytes)
本文内容已被 [ 如大海 ] 在 2012-01-12 09:22:40 编辑过。如有问题,请报告版主或论坛管理删除.
最近,大家对RE作主业,还是副业的讨论很热烈。我认为有很多因素要考虑,不能一概尔论,简单概括,应因人而异。
1. Age
If you are near 50 or 50+ years old, you should start to think about retiring. You should think of what to do after retiring and you may want to work for yourself after many years’ working for somebody else. RE is a good choice for part-time or full-time to work for yourself. You may start it as 副业 while you are not retired, and late make it as 主业 after you retire. The new technology make it easy even to do remote land lording.
If you are in your 30’s or early 40’s and you have good job and you enjoy your job, of course you should only make it 副业 or not even do it at all.

2. Career
If you think your career has good future, you like it and you can make 6 digits or decent salary, of course you should focus on it. At most, you should make it a 副业 if you like to make some extra money. But if you think your job has no future and you do not like it very much, you can start doing RE as 副业 first and may want to make it 主业 later. At least, it is another alternative for you.

3. Financial status
If you have some extra cash, you can do it. Otherwise it is difficult to rely too much on bank loan. Investing in RE nowadays is much better choice than leaving your money in your bank account or stock if you do not have enough knowledge of financial market. Investing in stock market requires lot more knowledge and experience than RE. RE may be most easy and common knowledge based investment vehicles than any other investment.

4. Interest
If you have the interest in RE, you can make it a 主业 or 副业. I think many people believe that you can do it better if you have interest in it. If you do not have too much interests in your job, RE is a not bad choice as your new career.

5. Family situation
If one of a couple has a steady job which will provide the family with the insurance and bread, than it gives the other one the possibility to do RE as 主业. Otherwise it may be difficult to do RE as 主业.

Just my thought. If not correct, please criticise.

所有跟帖: 

顶!这个补充十分好,各人有各人的情况,不能一概而论。 -万枫- 给 万枫 发送悄悄话 万枫 的博客首页 (0 bytes) () 01/12/2012 postreply 08:53:29

RE作主业比做副业难多了 -MiHuPig- 给 MiHuPig 发送悄悄话 (85 bytes) () 01/12/2012 postreply 08:56:03

对广大北美民工RE还是做副业比较好 -MiHuPig- 给 MiHuPig 发送悄悄话 (0 bytes) () 01/12/2012 postreply 09:07:28

回复:对大多数人,当然是副业 -jzc- 给 jzc 发送悄悄话 (62 bytes) () 01/12/2012 postreply 09:25:55

老大财大气粗 :-) -MiHuPig- 给 MiHuPig 发送悄悄话 (0 bytes) () 01/12/2012 postreply 09:36:09

You are speaking my mind!!! -VanSmallLandlord- 给 VanSmallLandlord 发送悄悄话 (95 bytes) () 01/12/2012 postreply 09:42:54

我是做生意的,买的出租房主要还是怕贬值,相比生意上的收入,现金流基本可以忽略不计,更像是被动储蓄。 -洞顶乌龙香- 给 洞顶乌龙香 发送悄悄话 (0 bytes) () 01/12/2012 postreply 10:23:00

主副业是相对的。 -美西游子- 给 美西游子 发送悄悄话 美西游子 的博客首页 (951 bytes) () 01/12/2012 postreply 10:25:21

one more point: -如大海- 给 如大海 发送悄悄话 如大海 的博客首页 (419 bytes) () 01/12/2012 postreply 12:44:57

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