现在利率这么低，为什么那么多人劝楼下的mm 先付清贷款？

别的建议没有，我觉得她可以先做 refi.

所有跟帖： 

• here is why -blocked- ♂ (149 bytes) () 08/11/2011 postreply 10:47:48

• 如果房价继续下跌，付不付清贷款都 lose money. -北燕- ♀ (0 bytes) () 08/11/2011 postreply 10:51:25

• 回复：如果房价继续下跌，付不付清贷款都 lose money. -blocked- ♂ (68 bytes) () 08/11/2011 postreply 10:58:38

• is this true? -美西游子- ♀ (48 bytes) () 08/11/2011 postreply 10:52:17

• 回复：is this true? -blocked- ♂ (65 bytes) () 08/11/2011 postreply 11:00:14

• You mean paying interest is MORE than paying tax, no? -gqc- ♀ (0 bytes) () 08/11/2011 postreply 11:02:55

• you are correct -blocked- ♂ (29 bytes) () 08/11/2011 postreply 11:08:58

• let's see her cash flow -美西游子- ♀ (192 bytes) () 08/11/2011 postreply 11:14:19

• doesn't make sense at all -iori- ♂ (128 bytes) () 08/12/2011 postreply 08:20:55

• 因为存款利率更低，除掉税后基本就没有利息 -丁丁在美洲- ♂ (0 bytes) () 08/11/2011 postreply 10:52:17

• if she can't generate higher rate return, why pay interest? -wxc1894- ♀ (0 bytes) () 08/11/2011 postreply 11:12:41

• 如果条件允许,我也是坚决支持付完MORTGAGE, 无债一身轻. -股海里的鱼- ♂ (1417 bytes) () 08/11/2011 postreply 11:13:29

• it is better to pay off mortgage than loss it in stock market -越王剑- ♂ (167 bytes) () 08/11/2011 postreply 11:14:23

• that's true from investing standpoint -美西游子- ♀ (0 bytes) () 08/11/2011 postreply 11:19:27

• 我算了，如果18w loan, 3.75%,15 yr, -北燕- ♀ (99 bytes) () 08/11/2011 postreply 11:14:56

• That is nothing -inet-fan- ♂ (0 bytes) () 08/11/2011 postreply 22:33:55