The insurance should cover, but I don't want to file a claim

Because it is really not my fault.

I just called my insurance company, they checked and said the rental company hasn't filed a claim through my insurance company either. It's just during the dispute stage. Since the rental company hasn't filed a claim yet, the insurance company can't handle this. And I don't want to file a claim either since it's not my fault. Does that mean if I file a claim, I already admitted I did it?

所有跟帖： 

• I understand principle. But w/o evidence not much you can do -goingplaces- ♀ (1223 bytes) () 04/26/2024 postreply 17:50:48

• 美国租车用CSR保车辆。那责任险就会自动跳到自家车保了吧？ -MrsKwok- ♀ (0 bytes) () 04/26/2024 postreply 18:02:59

• 以前跟你说过 CC 從来不保责任責任险是包括在租車价里的 除了几个特殊的州 好像纽约算一个。 -goingplaces- ♀ (215 bytes) () 04/26/2024 postreply 18:11:28

• 对，以前说过在国外用CSR保车辆，责任险可能会已在租车价里了。但美国 -MrsKwok- ♀ (295 bytes) () 04/26/2024 postreply 18:26:32

• 明白了。大多数州都有自动加在租车费里了（州要求的最低责任险）。谢谢goingplaces. -MrsKwok- ♀ (0 bytes) () 04/26/2024 postreply 18:37:35