大家给点建议!
一个roofing ompany帮我和保险公司交涉屋顶的事情,估计他们也不是很有经验,用了一个无法找到和旧的瓦片相匹配的原因claim, 被保险公司拒了,roofing ompany也没有招。但是过了一段时间,不知为什么, 保险公司又给我发信,说理赔通过了, 但是金额只有1万7多一点 (除掉我的自付deductible部分,他们也就付一万二多一点)。我都搞懵了,以为他们发错了信,事后我想可能怕我去complaim。
后来这个roofing ompany估计也有打电话给保险公司,知道理赔通过后,要和我签个合同。我不知道是不是合理的合同还是怎么样,有一句我觉得有些风险, 它说: 如果保险公司同意了你的赔付,我们也认可了损失报告中确定的范围和价格,那我的费用就是deductable. 但是下一句,说如果你需要做另外的工作,而保险公司没有批准, 那你要自付。 这句话伸缩性很大, 我的保险公司赔的好像不够换屋顶的全部费用,我怕屋顶公司如果没有从保险拿到足够的钱, 但是开工了,做的公偷工减料, 我都没有法说。或者因为这个条款,向我要加钱,那我可就亏大了,毕竟我不懂。
roofing ompany还是会和保险公司交涉, 但是我签这个字就等于把主动权交到roofing ompany手里了。我该如何保护自己。谢谢!
You have no obligation to XX under this Contract unless your insurer approves your claim and XX
approves the scope and price identified on the statement of loss that you receive from your insurance company. By signing this Contingency Contract, you authorize XX to assist you in reaching an agreement on scope and price with your insurance company on your claim. If your insurance company approves your claim, and if XX approves the scope of work and price identified on the statement of loss that you receive from your insurance company, then, by signing below, you authorize XX to complete the replacement of damaged property identified on the statement of loss with no additional cost to you except for your insurance deductible, subject to the terms and conditions on the reverse side of this Contract. If you request additional work beyond that described on the scope of work provided by your insurance company, you will be responsible for paying any charges incurred for such work. If this Contract is not accepted within thirty (30) days, it shall be automatically withdrawn. This Contract is approved and accepted. I (we) understand that there are no oral agreements or understandings between the parties of this agreement. The written terms, provisions, plans (if any) and specifications in this Contract constitutes the entire agreement between the parties. Additional provisions of this Contract continue on subsequent pages. This Contract is not effective until signed by an authorized representative of both parties.