background check is soft pull, not hard pull.

当房东不知道这个，应该去跪搓衣板。如果他们还是要坚持不让你查信用，绝对hard pass。不听话的房客不能要。

https://www.creditkarma.com/advice/i/hard-credit-inquiries-and-soft-credit-inquiries

What is a soft inquiry?

Soft inquiries (also known as “soft pulls” or “soft credit checks”) typically occur when a person or company checks your credit as part of a background check. This may occur, for example, when a credit card issuer checks your credit without your permission to see if you qualify for certain credit card offers. Your employer might also run a soft inquiry before hiring you.

Unlike hard inquiries, soft inquiries won’t affect your credit scores. (They may or may not be recorded in your credit reports, depending on the credit bureau.) Since soft inquiries aren’t connected to a specific application for new credit, they’re only visible to you when you view your credit reports.

所有跟帖： 

• 柠檬这话得让我LD看10遍背下来 -小驴妈- ♀ (0 bytes) () 05/12/2023 postreply 11:15:14

• 到银行开账户算软还是硬？ -clemson- ♀ (0 bytes) () 05/12/2023 postreply 11:27:00

• 开账户又不要查信用，哪儿跟哪儿啊 -柠檬椰子汁- ♂ (0 bytes) () 05/12/2023 postreply 12:15:52