是不是该考虑15年贷款了。30年贵了1%。

来源: rapidestate 2021-12-17 11:33:52 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (5967 bytes)

Today, mortgage rates are mixed compared to this time last week.

  • 30-year fixed mortgage rates: 3.190%, up from 3.125% last week, +0.065
  • 20-year fixed mortgage rates: 2.875%, the same as last week
  • 15-year fixed mortgage rates: 2.250%, down from 2.375% last week, -0.125
  • 10-year fixed mortgage rates: 2.125%, down from 2.375% last week, -0.250

Rates last updated on Dec. 17, 2021. These rates are based on the assumptions shown here. Actual rates may vary.

 

现在现金流不是问题。老婆强调要放缓发展。

所有跟帖: 

你这个利率好低哦 -wait..- 给 wait.. 发送悄悄话 wait.. 的博客首页 (85 bytes) () 12/17/2021 postreply 11:43:24

想把房贷提前还清的,就是心理变老的状态!15年1%多?通涨6.8%不说,就是2%,你也赚了! -hhtt- 给 hhtt 发送悄悄话 hhtt 的博客首页 (0 bytes) () 12/17/2021 postreply 11:54:12

Yes if you can not earn 5.2% of your cash on hand -jenning- 给 jenning 发送悄悄话 jenning 的博客首页 (334 bytes) () 12/17/2021 postreply 13:46:12

为什么多付1%? -pangpangxiongxiong- 给 pangpangxiongxiong 发送悄悄话 (0 bytes) () 12/17/2021 postreply 14:06:28

I would go with 15-yr loan if the "discount rate" < 4.72% -nyjg- 给 nyjg 发送悄悄话 (71 bytes) () 12/18/2021 postreply 14:58:25

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