大家说房子増值后，是refi

1. to refi and get money out, to buy more 

2. Sell and lock in the gain and then to buy more.

哪个方法靠谱？and why?

所有跟帖： 

• Sell 你丢5%的佣金，交增值税，还不一定能找到理想的投资房 -柠檬椰子汁- ♂ (43 bytes) () 01/25/2020 postreply 14:19:20

• 买卖主要看税务，不看其他 -sweetptt- ♂ (0 bytes) () 01/25/2020 postreply 14:21:45

• 不明白。做1031exchange, 没有税务啊 -meowi- ♀ (0 bytes) () 01/25/2020 postreply 14:30:12

• 都可以 -rapidestate- ♂ (227 bytes) () 01/25/2020 postreply 14:38:28

• 是的，但是 sell needs to pay 5 % fee. 纠结那个方法更好。realtor 让我sell. Bank -meowi- ♀ (0 bytes) () 01/25/2020 postreply 14:54:27

• Bank 让我refi, 不知道那个更好。我不想pay tax, will fo1031 if sell -meowi- ♀ (0 bytes) () 01/25/2020 postreply 14:56:13

• Realtor当然要你卖了，最好再用他买下一个 -freedom321- ♂ (0 bytes) () 01/25/2020 postreply 15:00:36

• 这个因人而异吧，看你的长远目标是什么（继续扩大房产？），还有这个房的location（好区，坏区？），换房的目的是什么。 -kozy- ♀ (0 bytes) () 01/25/2020 postreply 15:35:43

• ethe goal is to expend the investment -meowi- ♀ (0 bytes) () 01/25/2020 postreply 16:22:05

• 2 is not good -qqqq2222- ♂ (0 bytes) () 01/25/2020 postreply 16:35:47

• 也可以休息一下呀，暂不行动，等自己脑袋有更清晰的主意。 -香香生煎馒头- ♀ (0 bytes) () 01/25/2020 postreply 18:20:22

• Refi - BRRRR -brrrr- ♂ (99 bytes) () 01/25/2020 postreply 20:00:36

• 借糊涂的话：You are too young too simple -rapidestate- ♂ (361 bytes) () 01/26/2020 postreply 04:19:39

• Thank you all. I will take time to think about -meowi- ♀ (0 bytes) () 01/26/2020 postreply 00:00:08

• 如果你准备迅速扩大，以后全职，sell -rapidestate- ♂ (393 bytes) () 01/26/2020 postreply 03:58:58