Consult this table. Why you need 40 years?

Average life insurance rates by age for men

AGE	$250,000	$500,000	$750,000	$1,000,000	$2,000,000
20	$15.90	$25.12	$34.97	$42.23	$79.00
25	$15.90	$25.12	$34.97	$42.23	$79.00
30	$16.14	$25.97	$36.25	$43.94	$82.42
35	$17.04	$27.26	$38.18	$47.37	$89.26
40	$21.75	$36.68	$52.28	$65.32	$125.17
45	$32.71	$58.22	$84.75	$108.15	$211.14
50	$47.86	$87.81	$129.13	$167.06	$328.66
55	$75.25	$140.95	$208.85	$257.14	$511.70
60	$124.83	$233.36	$347.46	$456.42

所有跟帖： 

• 藤校四年的学费二十五万够了。如果没这笔钱，学校会给FA让学生完成学业 -bashfulx- ♂ (0 bytes) () 04/09/2019 postreply 16:09:17

• 这是10年Term吧？30年的要贵许多 -未知- ♂ (0 bytes) () 04/09/2019 postreply 17:20:17