Have you think another possibility?

来源: 重要123通知 于 2018-01-09 13:05:16 [] [旧帖] [给我悄悄话] 本文已被阅读： 次 (449 bytes)

Saving 6 month raining-day money in bank (this money every one should have) and one year budget in the CD just for emergency use. 

From the historical data (after 1980), two-years downmarket only happened once. Hopefully, with this CD and raining-day money, as well as a little cut of some expenses, you can get through dreadful period without taking out your investment from market. 

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• 是的，我bank里始终是要有够一年的开销的。从来没有100%到股市过。谢谢！ -littlegrace- ♀ 给 littlegrace 发送悄悄话 littlegrace 的博客首页 (0 bytes) () 01/09/2018 postreply 13:33:30

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