in Insurance world, it is call

来源: calvinwch 于 2017-11-13 06:46:22 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读： 次 (259 bytes)
本文内容已被 [ calvinwch ] 在 2017-11-13 06:47:42 编辑过。如有问题，请报告版主或论坛管理删除.

Commercial Insurance, not fund or program by any gov. agency.

It is just a different policy not covered by any Gov.  Even on same Insurance company you can buy the commercial policy.  More likely are from your empolyee 

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