Mortgages rate 比fed-funds高. Jumbo loan比这个高

30-Year Fixed-Rate Mortgages Since 1971

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Monthly Average Commitment Rate And Points On 30-Year Fixed-Rate Mortgages Since 1971

	2017		2016		2015		2014		2013
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	4.15	0.5	3.87	0.6	3.67	0.6	4.43	0.7	3.41	0.7
February	4.17	0.5	3.66	0.6	3.71	0.6	4.30	0.7	3.53	0.8
March	4.2	0.5	3.69	0.5	3.77	0.6	4.34	0.6	3.57	0.8
April	4.05	0.5	3.61	0.6	3.67	0.6	4.34	0.7	3.45	0.8
May	4.01	0.5	3.60	0.6	3.84	0.6	4.19	0.6	3.54	0.7
June	3.9	0.5	3.57	0.5	3.98	0.7	4.16	0.6	4.07	0.8
July	3.97	0.5	3.44	0.5	4.05	0.6	4.13	0.6	4.37	0.8
August	3.88	0.5	3.44	0.5	3.91	0.6	4.12	0.6	4.46	0.7
September	3.81	0.5	3.46	0.5	3.89	0.6	4.16	0.5	4.49	0.7
October			3.47	0.6	3.80	0.6	4.04	0.5	4.19	0.7
November			3.77	0.5	3.94	0.6	4.00	0.5	4.26	0.7
December			4.20	0.5	3.96	0.6	3.86	0.6	4.46	0.7
Annual Average			3.65	0.5	3.85	0.6	4.17	0.6	3.98	0.7

 

	2012		2011		2010		2009		2008
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	3.92	0.8	4.76	0.8	5.03	0.7	5.05	0.7	5.76	0.4
February	3.89	0.8	4.95	0.7	4.99	0.7	5.13	0.7	5.92	0.5
March	3.95	0.8	4.84	0.7	4.97	0.7	5.00	0.7	5.97	0.5
April	3.91	0.7	4.84	0.7	5.10	0.7	4.81	0.7	5.92	0.4
May	3.80	0.8	4.64	0.7	4.89	0.7	4.86	0.7	6.04	0.5
June	3.68	0.7	4.51	0.7	4.74	0.7	5.42	0.7	6.32	0.7
July	3.55	0.7	4.55	0.7	4.56	0.7	5.22	0.7	6.43	0.6
August	3.60	0.6	4.27	0.7	4.43	0.7	5.19	0.7	6.48	0.7
September	3.50	0.6	4.11	0.7	4.35	0.7	5.06	0.7	6.04	0.7
October	3.38	0.7	4.07	0.8	4.23	0.8	4.95	0.7	6.20	0.6
November	3.35	0.7	3.99	0.7	4.30	0.8	4.88	0.7	6.09	0.7
December	3.35	0.7	3.96	0.7	4.71	0.7	4.93	0.7	5.29	0.7
Annual Average	3.66	0.7	4.45	0.7	4.69	0.7	5.04	0.7	6.03	0.6

 

	2007		2006		2005		2004		2003
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	6.22	0.4	6.15	0.5	5.71	0.7	5.71	0.7	5.92	0.6
February	6.29	0.4	6.25	0.6	5.63	0.7	5.64	0.7	5.84	0.6
March	6.16	0.4	6.32	0.6	5.93	0.7	5.45	0.7	5.75	0.6
April	6.18	0.5	6.51	0.6	5.86	0.6	5.83	0.7	5.81	0.6
May	6.26	0.4	6.60	0.5	5.72	0.6	6.27	0.7	5.48	0.6
June	6.66	0.4	6.68	0.5	5.58	0.6	6.29	0.6	5.23	0.6
July	6.70	0.4	6.76	0.5	5.70	0.5	6.06	0.6	5.63	0.5
August	6.57	0.4	6.52	0.4	5.82	0.5	5.87	0.7	6.26	0.7
September	6.38	0.5	6.40	0.5	5.77	0.6	5.75	0.7	6.15	0.6
October	6.38	0.5	6.36	0.4	6.07	0.5	5.72	0.7	5.95	0.6
November	6.21	0.4	6.24	0.5	6.33	0.6	5.73	0.6	5.93	0.6
December	6.10	0.5	6.14	0.4	6.27	0.5	5.75	0.6	5.88	0.7
Annual Average	6.34	0.4	6.41	0.5	5.87	0.6	5.84	0.7	5.83	0.6

 

	2002		2001		2000		1999		1998
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	7.00	0.8	7.03	0.9	8.21	1.0	6.79	0.9	6.99	1.4
February	6.89	0.7	7.05	1.0	8.33	1.0	6.81	1.0	7.04	1.2
March	7.01	0.7	6.95	0.9	8.24	1.0	7.04	0.9	7.13	1.2
April	6.99	0.7	7.08	0.9	8.15	1.0	6.92	1.0	7.14	1.0
May	6.81	0.7	7.15	1.0	8.52	1.0	7.15	1.0	7.14	1.1
June	6.65	0.6	7.16	1.0	8.29	0.9	7.55	1.0	7.00	1.0
July	6.49	0.6	7.13	0.9	8.15	0.9	7.63	1.0	6.95	1.1
August	6.29	0.6	6.95	0.9	8.03	1.0	7.94	1.0	6.92	1.1
September	6.09	0.6	6.82	0.9	7.91	1.0	7.82	1.0	6.72	1.0
October	6.11	0.6	6.62	0.9	7.80	1.0	7.85	1.0	6.71	0.9
November	6.07	0.6	6.66	0.8	7.75	0.9	7.74	1.0	6.87	0.9
December	6.05	0.6	7.07	0.8	7.38	1.0	7.91	1.0	6.74	1.0
Annual Average	6.54	0.6	6.97	0.9	8.05	1.0	7.44	1.0	6.94	1.1

所有跟帖： 

• 哈哈，我用的是5 year ARM, 4%, 5年后refinance 若干次，最后定在30年3.625% 运气，福气啊！ -wanqudizhu- ♂ (205 bytes) () 10/17/2017 postreply 20:15:02

• 你肯定2004年5年ARM 4.0%exactly?我2005可买了half million 投资房 -BBL123- ♀ (212 bytes) () 10/17/2017 postreply 20:25:47

• yeah, exactly 4%，no point, no fee, 很奇怪吗？ -wanqudizhu- ♂ (0 bytes) () 10/17/2017 postreply 21:29:20

• Good for you, 网上查底于4.0的5 year arm 2010年才有. 我2005年买的ARM可涨好多 -BBL123- ♀ (64563 bytes) () 10/17/2017 postreply 21:46:07