In our retirement plan, we have three tiered options to choose:

1. Age based investments. The performances are subpar compared to index funds.

2. Actively managed funds and index funds. Limited number of funds. Performance varies. Some of them are good, but the selection limit was a big problem. At least for us.

3.Self directed brokerage account. There are thousands of mutual funds to choose from. This is the best option for most people if it's available.

所有跟帖： 

• We have first two, no third option. Only can choose the better p -花$$$- ♀ (0 bytes) () 04/28/2017 postreply 12:42:19

• FID and BARON growth are my major holdings except BOND fund -花$$$- ♀ (0 bytes) () 04/28/2017 postreply 12:46:24

• YTD is 9.97% for my whole account -花$$$- ♀ (117 bytes) () 04/28/2017 postreply 12:50:13

• You should thank Trump for this 9.97 performance. -hhtt- ♂ (0 bytes) () 04/28/2017 postreply 13:03:07

• You will curse him when he can not deliver his promises -hhtt- ♂ (0 bytes) () 04/28/2017 postreply 13:04:11

• and the market tanks in later half of 2017, -hhtt- ♂ (0 bytes) () 04/28/2017 postreply 13:04:49

• That means you also think the correction is coming soon, right? -花$$$- ♀ (371 bytes) () 04/28/2017 postreply 13:12:21

• I don't know. If I do, I will be drinking wine with Trump. -hhtt- ♂ (0 bytes) () 04/28/2017 postreply 13:50:03

• That's pretty good. -偶行偶素- ♀ (113 bytes) () 04/28/2017 postreply 16:10:53

• If you have ever changed your job previously, you can open -偶行偶素- ♀ (325 bytes) () 04/28/2017 postreply 16:05:58