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来源: 柠檬椰子汁 2016-11-17 18:26:26 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (4497 bytes)

1.  以前的医保,只是她和两个儿子,没有她的丈夫(有高血压)。

2. 现在的医保,包括她丈夫。

3.  catastrophic policy: 翻译的不是灾难性的政策,而是指那种只保灾难医疗费用,不保平时医疗费用。

4. 实际上她的丈夫以前买不到保险。至于他丈夫保费很高,这是市场的问题。

http://money.cnn.com/2016/11/04/news/economy/obamacare-affordable/

Take Irene Solesky of Towson, Maryland. A mortgage underwriter, Solesky and her husband earn too much to receive a subsidy. So next year, they will have to pay $1,351 a month for a CareFirst Bronze plan for themselves and their two sons. On top of that, they face a $13,100 family deductible.

"It's a catastrophic policy as far as I'm concerned," said Solesky, 55, noting her Obamacare policy costs twice as much as her mortgage. "Medical insurance was meant to keep medical expenses from driving you in financial ruin, not for the medical insurance to drive you in financial ruin."

obamacare solesky
Irene Solesky, with her son Dominic, finds Obamacare to be unaffordable.

 

Before the Obamacare exchanges opened in 2014, Solesky had an individual insurance plan that cost her $215 a month to cover herself and her two sons. The deductible was $5,000. But the carrier wouldn't cover her husband because he had high blood pressure.

Initially, Solesky was looking forward to Obamacare because it did not allow insurers to exclude those with pre-existing conditions, like her husband. But she did not expect the prices to be so high. She's now considering dropping her plan and paying the penalty, especially since the only medical care the family received this year beyond an annual check-up was a mammogram for Solesky.

所有跟帖: 

群众的眼睛是雪亮的。我的英文还可以吧 -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (326 bytes) () 11/17/2016 postreply 20:03:13

苹果和橘子,两个保险保的不是同一群人 -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 11/17/2016 postreply 20:39:24

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