Never leave your 401(k) with your previous company.

来源: hhtt 于 2017-04-13 15:42:56 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (912 bytes)
本帖于 2017-04-13 20:27:00 时间, 由普通用户 hhtt 编辑
回答: rollover to IRA 由 柠檬椰子汁 于 2017-04-13 14:20:48

Whenever people switch a job, or retire from a company, they should take their 401(k) from their previous company and move it to a rollover IRA account with Vanguard, or Fidelity, or Charles Schwab.  The benefit is that you will have thousands mutual funds, stocks, bonds, and ETF's to choose from instead of 10 to 20 mutual funds' choises with the company's 401(k).  

If your situation is leaving a job, then you can roll over your 401(k).  Please read my two posts.

http://bbs.wenxuecity.com/tzlc/1175196.html

http://bbs.wenxuecity.com/tzlc/1175495.html

Good luck.

 

所有跟帖： 

• The drawback is you cannot make backdoor Roth IRA contribution. -易木- ♂ 给 易木 发送悄悄话 易木 的博客首页 (67 bytes) () 04/13/2017 postreply 17:10:28

• Yes. Index fund investing will save a lot of people trouble. -hhtt- ♂ 给 hhtt 发送悄悄话 hhtt 的博客首页 (0 bytes) () 04/13/2017 postreply 19:08:56

• 401k is immune from creditors -TigerLady- ♀ 给 TigerLady 发送悄悄话 (0 bytes) () 04/13/2017 postreply 18:44:21

• so is IRA, google it -柠檬椰子汁- ♂ 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 04/14/2017 postreply 05:52:46

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