401K converted to IRA

因为Laid Off，将401k转换成IRA。 大约20万需要投资市场 - SP 500 Index Fund or other funds。 我应该把它一次或几次?

Thank you.

 

所有跟帖： 

• 你原来401K里投的什么？ -slow_quick- ♂ (0 bytes) () 04/06/2017 postreply 10:48:58

• Non Fidelity funds - Vanguard funds -jata- ♂ (420 bytes) () 04/06/2017 postreply 11:01:30

• ira也可以買基金,建議你買基金的好 -calvinwch- ♂ (0 bytes) () 04/06/2017 postreply 11:00:01

• Agreed - Mutual Funds. Should I put $200,000 at one time or $10 -jata- ♂ (0 bytes) () 04/06/2017 postreply 11:03:00

• 選幾個不同的板塊吧 -calvinwch- ♂ (99 bytes) () 04/06/2017 postreply 11:08:46

• 我也是这么想，投了国际股票指数，基本上几年没动静。 -柠檬椰子汁- ♂ (52 bytes) () 04/06/2017 postreply 11:41:26

• 分開幾個不同板塊,風險就降低. 但 -calvinwch- ♂ (380 bytes) () 04/06/2017 postreply 12:31:20

• fixed income/bond 就算了，养老太婆的，我的心理还是可以承受股市指数。 -柠檬椰子汁- ♂ (0 bytes) () 04/06/2017 postreply 13:03:03

• 都可以啊,反正不是一只基金就好.主要就是分散幾個籃子. -calvinwch- ♂ (0 bytes) () 04/06/2017 postreply 13:34:04

• Bond has its place in the whole investment space. -hhtt- ♂ (386 bytes) () 04/06/2017 postreply 14:13:32

• set up a self-directed IRA and buy some gold coins. -万得福- ♂ (0 bytes) () 04/06/2017 postreply 11:21:28

• Buy what gold coins? Numismatics coins? -hhtt- ♂ (0 bytes) () 04/06/2017 postreply 12:09:43

• If I were you, I would convert your regular ira to Roth IRA as m -Backcountry- ♀ (192 bytes) () 04/06/2017 postreply 11:49:50

• Have you considered the tax implication? -hhtt- ♂ (370 bytes) () 04/06/2017 postreply 12:17:35

• I am talking about the back-door roth IRA, if his earning is hig -Backcountry- ♀ (189 bytes) () 04/06/2017 postreply 12:30:40

• Here are my suggestions. -hhtt- ♂ (872 bytes) () 04/06/2017 postreply 12:07:42

• Option 1, stay with your companies 401k because of lower fee tha -wwni60- ♀ (0 bytes) () 04/06/2017 postreply 14:56:58

• Option 2, invest in ETF instead of mutual funds. MFs have much h -wwni60- ♀ (0 bytes) () 04/06/2017 postreply 15:02:09

• I have one question about your rollover. -hhtt- ♂ (166 bytes) () 04/08/2017 postreply 06:39:46

• Fidelity does not allow me to rollover Vanguard funds to their I -jata- ♂ (236 bytes) () 04/08/2017 postreply 08:44:26

• When did you sell your Vanguard funds? If in the last 3 months? -hhtt- ♂ (339 bytes) () 04/14/2017 postreply 07:01:13