in my credit report:
Serious Delinquency
after I checked more details about it, I found it happened 3 years ago with an apartment rent company. When I moved out, the company charged me some money by mistake reporting. I didnot pay it, however, I called the company to argue about that mistake for about 3 months. Later, the company removed it and my balance with it is $0.
I had never thought that company reported it to "Serious Delinquency"!!!
How can I correct this ?
Please help me, because of it my score is bellow 700, and I can't have the right refiance rate.
Thank you very much