wrong advice

Never pay it off yourself, it will do more harm to the credit rating than good. You can however try to negotiate with the creditor for "pay for deletion".

If it is expired it will deleted from the credit report,this is required by law.

所有跟帖： 

• 你的意思是付清了反而对我的信用不好？为什么呢？谢谢 -中国MM~~~- ♀ (0 bytes) () 10/10/2006 postreply 14:36:24

• If you pay off the "debt", that means you admit -Bodd- ♀ (169 bytes) () 10/10/2006 postreply 14:55:18