no need 破产

even you do not pay, after 3 years , the debt be forgeted. Most bank can allow you have medical debt stay there. It will affect your credit score and intreast rate when you apply for house loan. But it is much less than chpt 7.

I suggest that you pay. It is not worth claim chpy 7 for $20k if you plan stay in US. If you plan go back to China. Does not matter also.

So, any way, no need to file chpt 7 .

所有跟帖： 

• 回复：no need 破产 -头疼的医疗保险- ♂ (14 bytes) () 09/30/2006 postreply 21:36:56

• 可以自己或委托公司去与医院谈判拿一个折扣. -poorcat- ♂ (146 bytes) () 10/17/2006 postreply 22:59:36