建议你咨询自己的房屋保险公司. 你的保险应该有这项:

G) Voluntary Property Damage

Can be used to cover the physical damage you cause anywhere in the world.

Voluntary Property Damage – What’s Covered?

If you, or another member of your household cause damage to property belonging to an individual, business, or organisation, Voluntary Property Damage coverage can provide payments to compensate the victim for their loss.

Voluntary Property Damage (VPD) payments provide policyholders with a cost-effective alternative to lengthy legal actions that the affected party may undertake in order to recoup costs related to property damage caused by you or someone living in your home.

除非你担心保险费会增加.

 

 

 

 

 

 

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• 谢谢,还真有这项：voluntary payment for damage to property -lovelyRR- ♀ (89 bytes) () 03/26/2019 postreply 19:59:14