为了回到 30% 的跌幅之前,市场需要在上涨过程中获得超过 30% 的涨幅。Do a basic elementary school math yourself.
如果您不知道如何计算,请阅读此示例
https://www.bogleheads.org/wiki/Percentage_gain_and_loss
- With a loss of 10%, you need a gain of about 11% to recover. (A market correction)[1]
- With a loss of 20%, you need a gain of 25% to recover. (A bear market)
- With a loss of 30%, you need a gain of about 43% to recover.
- With a loss of 40%, you need a gain of about 67% to recover.
- With a loss of 50%, you need a gain of 100% to recover. (That is, if you lose half your money you need to double what you have left to get back to even.)
这就是为什么花时间学习,找到更好的切入点是最重要的,而不是盲目跟风相信那些不断告诉你股市历史总是在上涨的人......是的,但 2000 年 2008 年 2020 年的大幅下跌 是在 不太遥远 过去...
当然他们都 recover and make new highs了,但是如果你没有足够的时间来等待怎么办?
切入点很重要。 它不仅对你的钱包产生实际影响,而且错误的切入点带来的挫败感也会对心理造成打击,影响你的生活和投资观点。
我觉得那些一味宣扬盲目定投的人是非常不负责任的。