没想到联邦医疗保险挺贵的

来源: 2018-01-23 23:20:50 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (13276 bytes)
本文内容已被 [ commonsense888 ] 在 2018-01-24 16:14:11 编辑过。如有问题,请报告版主或论坛管理删除.

原来联邦医疗保险挺贵的。除非是贫困人员,有点钱的自付额还是蛮大的。 住院部分每月保费0-422元,根据你交税的情况。一年1340元自付deductable,另外超过60天每天自付335,过90天,每天670元.

一般就诊,part b, 每月保费134起,账单自付20%

 

2018 costs at a glance
Part A premium Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $422 each month. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $422. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $232.
Part A hospital inpatient deductible and coinsurance

 You pay: 

  • $1,340 deductible for each benefit period
  • Days 1-60: $0 coinsurance for each benefit period
  • Days 61-90: $335 coinsurance per day of each benefit period
  • Days 91 and beyond: $670 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
  • Beyond lifetime reserve days: all costs
Part B premium The standard Part B premium amount is $134 (or higher depending on your income). However, some people who get Social Security benefits will pay less than this amount ($130 on average).
Part B deductible and coinsurance $183 per year. After your deductible is met, you typically pay 20% of the Medicare-approved amountfor most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment.
Part C premium The Part C monthly premium varies by plan. Compare costs for specific Part C plans.
Part D premium The Part D monthly premium varies by plan (higher-income consumers may pay more). Compare costs for specific Part D plans.

所有跟帖: 

看来退休人员除了联邦保险,还要买补充/第二保险 -commonsense888- 给 commonsense888 发送悄悄话 commonsense888 的个人群组 (0 bytes) () 01/24/2018 postreply 06:46:53

就是, 不知道还有没有别的选择? -紫婷- 给 紫婷 发送悄悄话 紫婷 的个人群组 (0 bytes) () 01/24/2018 postreply 12:07:05

加跟帖:

  • 笔名:      密码: 保持登录状态一个月,直到我退出登录。
  • 标题:
  • 内容(可选项): [所见即所得|预览模式] [HTML源代码] [如何上传图片] [怎样发视频] [如何贴音乐]
回到顶部