网上查了查，小孩要有收入才能开IRA。小baby才几天大，现在开始赚钱有困难：）

https://money.usnews.com/investing/investing-101/articles/how-to-set-up-a-roth-ira-for-your-child#:~:text=Basically%2C%20a%20child%27s%20Roth%20IRA%20is%20one%20that,they%20can%20take%20over%20management%20of%20the%20account.

One of the requirements for opening an IRA on behalf of your child is that they need to have earned income. So, before you move forward, you need to make sure your child is making money.

所有跟帖： 

• 那就不行了 -bubbleberry- ♂ (0 bytes) () 09/11/2020 postreply 20:50:37