讨论一下预后，401K里的大把cash怎么安置？

据说bond也危险，现金怎么保值？要求不高，能扛通胀就行，比如说，现在 1M cash, 就放 money market fund吗？ 

每个账号有25万保险，要不要分成4个账号，万一 Fidelity 倒了呢？

欢迎分享

所有跟帖： 

• Never timing market with your 401k -SuperY- ♂ (0 bytes) () 12/11/2018 postreply 11:12:28

• 08年我13000撤出，8000点再进的，of course it's just my hindsight bias -beyondbetween- ♀ (0 bytes) () 12/11/2018 postreply 11:17:09

• 我的经验，401，403，或IRA什么的 -譬如朝露- ♀ (129 bytes) () 12/11/2018 postreply 11:17:46

• 正在学习读图，瞎猫凭信心闭眼从09到现在捂了十年， -beyondbetween- ♀ (117 bytes) () 12/11/2018 postreply 11:24:42

• Mass Mutual Stable Value Fund -TTFAN- ♂ (47 bytes) () 12/11/2018 postreply 11:20:29

• 谢谢！ -beyondbetween- ♀ (0 bytes) () 12/11/2018 postreply 11:28:44

• Transfer to Self directed ira, then buy house -chunbo- ♂ (0 bytes) () 12/11/2018 postreply 11:21:36

• 股市大跌的话，房市也玄啊 -beyondbetween- ♀ (147 bytes) () 12/11/2018 postreply 11:34:04