楼主就是听了像你那样的话，才吃了这个亏。

a driver exclusion?

When a policyholder – or an insurance company – takes formal steps to remove a household driver from an auto insurance policy, that's a driver exclusion. For example, an insurance company might want a driver excluded to avoid having to cancel an entire policy if one driver has a bad driving record, a suspended license or too many claims. On the other hand, a policyholder might want to exclude a teen driver if he or she lost driving privileges for not following the rules – or maybe someone in the household received a DUI and no longer has a valid driver's license.

https://www.ameriprise.com/auto-home-insurance/learning-center/insurance-tips-for-drivers/auto-insurance-coverage-made-simple/what-is-excluded-driver.asp

所有跟帖： 

• 孩子长大了应该把他从exclusion去掉 -柠檬椰子汁- ♂ (790 bytes) () 04/14/2016 postreply 15:15:20

• “把孩子从exclusion list 里面去掉”，有网页信息链接吗？俺来学习学习。 -水中捞月- ♂ (0 bytes) () 04/14/2016 postreply 15:27:40

• 并非如此。25岁以下单身的保险会很贵，并不是你说拿掉就拿掉那么简单。 -白兔妈- ♀ (0 bytes) () 04/14/2016 postreply 15:43:35

• 她儿子成年后曾经买过保险，那个时候她就应该把孩子从exclusion list去掉 -柠檬椰子汁- ♂ (0 bytes) () 04/14/2016 postreply 15:49:44

• 一样是25岁以下single。你去看一下你的policy就明白了 -白兔妈- ♀ (120 bytes) () 04/14/2016 postreply 15:58:20

• 柠檬所言极是.是我自己沒有仔细查保险內容才造成这个局面也希望能引起大家的注意避免我的错误 -宁静致远89- ♀ (0 bytes) () 04/14/2016 postreply 16:37:55