I am not him and not an expert. My feeling is if

some big thing happens, your company will feel pain to pay for you. In this case they will fight for you. For example, I have an umbrella insurance as $2,000,000. Not because I have that much of money, but because I feel that it costs only <$100/ year more to upgrade from 1M to 2M. Now I do not have any concern regarding car accidents, especially my son is now ready to learn to drive.

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• 谢谢，保险要买高，有道理。 -mtautt- ♀ (0 bytes) () 08/04/2015 postreply 04:41:53